When an illness or injury makes it impossible to keep working, you may need help to pay for your medical bills and other expenses. Every year, millions of people across the country file for Social Security disability claims.
Unfortunately, the process is not easy. A lot of people make the same common mistakes. With the right assistance, you don’t have to be one of them.
Here are some of the most common missteps people make when applying for Social Security Disability benefits and how to avoid them.
Waiting Too Long to File
Many people put off filing their claims. You might be waiting to recover or have doubts about whether your condition qualifies. Some hesitate because they are embarrassed or worried about what others might think.
However, disability claims take time. The sooner you apply, the sooner you can start the process. Waiting too long can hurt your chances, especially if your work credits expire.
If your condition has already kept you from working, it is time to apply. You do not need to be completely bedridden or in crisis. If you are unable to do your job, start the process now.
Incomplete Paperwork
Unfortunately, a Social Security Disability application is long, detailed, and not user-friendly. However, taking shortcuts or leaving things out can come back to bite you. The Social Security Administration (SSA) relies heavily on what you put on those forms.
If you have missing or vague information, that can make it look like your condition is not serious or that you can still work.
You will want to take your time, be thorough, and be honest. Remember don’t just list your diagnosis; you want to explain how it impacts your daily life. These details matter for your case.
Not Going to the Doctor
Medical records are the foundation of your claim. If you are not seeing a doctor on a regular basis, the SSA may assume your condition is not that severe or ongoing.
Without current medical records, it can be difficult to prove you are disabled. You will want to keep up with your appointments and follow your treatment plan. If you struggle to afford care, look into free or low-cost clinics in your area.
Working Too Much While Applying
If you are applying for Social Security benefits because you cannot work, that could affect your eligibility. Even part-time work can affect your eligibility.
If you earn more than a certain amount, called the “Substantial Gainful Activity” limit, the SSA may assume you are not disabled. Before you file, you will want to know your income limits and try to stay below them. If you must work, talk to a disability attorney to make sure it will not hurt your claim.
Giving Up After a Denial
Getting denied can feel crushing, but many first-time applicants are denied. If you give up at this stage, you could lose your entitled benefits.
If you have been denied, you can appeal the decision. You usually have 60 days to request a reconsideration. And here’s something important: many people who appeal, especially with the help of a lawyer, end up getting approved.
Trying to Do It by Yourself
Filing for disability is a legal process. Like any process, you will want to have someone in your corner who can make a difference. People who use an attorney or advocate are more likely to be approved, especially at the appeal level.
If you are applying, consider reaching out to a Social Security disability attorney. They can help you complete paperwork, collect evidence, and represent you if your case goes to a hearing.
Find the Help You Need for Your Social Security Disability Claim
Starting the claims process to receive Social Security benefits can be a challenge. However, avoiding these common mistakes gives you a better chance of approval. Along with that, working with a Social Security disability attorney can also help reach a successful outcome.
If you need help with the initial process or require assistance with a denial, Easter & DeVore, Attorneys at Law are ready to provide you with guidance. Schedule a consultation today.
